The trademark CARAT was filed by Fiserv, Inc., a U.S. corporation (the "Applicant"). The application was published for oppositions on March 14, 2021, and received one opposition filed on June 10, 2021 by MUTUELLE EPARGNE RETRAITE PREVOYANCE CARAC on (a) Likelihood of confusion, (b) Unfair advantage and detriment to distinctiveness or repute. the opponent was represented by FIDAL Société d'Avocats and proceedings were handled in English, and the oppositon was dismissed by the Euorpean Union Intellectual Property Office with decision issued June 10, 2021
The application was filed in English, and English was also language of all opposition proceedings (Italian was selected as the second language).
Appointment and Replacement of representative of the trademark registration was recorded on December 20, 2020. Appointment and Replacement of representative of the trademark registration was recorded on January 7, 2021. Change of name and professional address of the trademark registration was recorded on January 3, 2024.
Goods And Services
The mark was filed in class 36 with following description of goods:
Support for payment acceptance methods using credit cards, debit cards, gift cards, ewallets and mobile apps
Financial services, namely, banking transactions and payments, electronic funds transfer, electronic payment processing services and support, electronic commerce payment processing services, merchant payment transaction processing services, payment acceptance transactions using credit cards, debit cards, gift cards, e-wallets and mobile apps
Electronic processing and transmission of payment data
Electronic payment transaction processing services accessible by means of downloadable mobile applications
Services to verify financial transactions
Payment transaction services to facilitate the authorization of financial transaction by identifying legitimate transaction
Payment transaction services to reduce false declines or failures to authorize payment transactions
Payment transaction services to evaluate the most cost effective means of routing the transactions
Payment transaction gateway services
Financial data analysis
All the aforesaid said services being not relating to insurance.
The mark was filed in class 42 with following description of goods:
Data security services
Data security services, namely, services for protecting data confidentiality, data integrity, and identity protection
Electronic monitoring and verification of payment activity and financial transactions to detect fraud.
The mark was filed in class 45 with Fraud mitigation services and fraud detection services..